Resource management

New agricultural resource management loan products offer farmers unique credit options

Farmers can access operating loans without leveraging real estate and equipment

FORTH WORTH, Texas, October 4, 2022 /PRNewswire/ — Agricultural Resource Management (ARM) expanded its customized financial solutions to meet the specific needs of more farms. Now, more producers can access operating lines at competitive rates without encumbering real estate and equipment.

Inflation, high input costs, crop price volatility and rising interest rates can all lead to increased risk and prevent operations from growing and prospering. However, ARM’s unique financing structure and personalized approach can enable farmers to advance their operations despite agricultural market volatility.

“ARM has been working with farmers for 14 years in the field of agricultural production loans. We help farmers structure financial solutions tailored to their unique circumstances,” says Mark branch, co-founder and president of ARM. “It could be a farmer just starting, expanding or streamlining a farm, or dealing with short-term challenges. We are forward-looking and base our decisions on production capacity and capabilities rather than equity. ARM finances agriculture differently.

The ARM difference is twofold:

  1. ARM loans use the expected harvest, crop insurance and government payments as collateral, giving farmers the ability to manage risk more effectively and leverage their equity in land and equipment elsewhere.
  2. A farmer’s approval for a loan does not depend on the equity in real estate and equipment. Instead, ARM looks at the potential value of the harvest.

Once an application is completed, ARM’s efficient process allows most loan decisions to be made in days instead of weeks. As a result, farmers have quick access to the capital they need to achieve their goals.

“ARM is dedicated to preserving the American farmer’s way of life,” says John Hoffman, CEO of ARM. “Not only do we provide loans to farmers, but we also help them meet market challenges in order to effectively manage risk and retain the wealth they have worked so hard for.”

ARM loan officers are dedicated partners with deep expertise in agricultural finance. ARM is equipped to help farmers meet their financial obligations and build equity using valuable analytics and ARM-specific tools to help keep operations performing well and profitably. ARM proprietary synthesis The platform and client portal help farmers make sound financial decisions while enabling effective and efficient financial management.

Find out how ARM helps farmers achieve their production and profitability goals by visiting armlend.com.

About Agricultural Resource Management (ARM)

Farmers deserve an agricultural lender invested in their success and the future of their operations. It’s ARM. Dedicated exclusively to agricultural lending, ARM offers farmers a range of financial and risk mitigation solutions from farm lines and crop insurance to real estate finance and equipment leasing services. ARM finances agriculture differently by relying on the intended crop as collateral and offering cutting-edge technology to support a farmer’s financial decisions. Based at Fort Worth, TXARM serves farmers from its storefronts and employees located in the Midwest, South and US West.

SOURCE Agricultural Resource Management