Brad Dyer: Support Maine’s Fixed Income Seniors by Protecting Medicare Advantage
Medicare can be tricky. From understanding copayments and prescription drug coverage to finding covered doctors or simply choosing the health plan that best suits their needs, navigating health insurance can be overwhelming and involve more. questions and answers for many patients.
Particularly for seniors, who often live on fixed incomes and have specific medical needs, finding the right Medicare Health Plan coverage is essential to living a happy and healthy life. After working in the health insurance industry for over a decade, I have become very familiar with what seniors expect from their Medicare Health Plan coverage and the plans that provide them with the best service and care, c This is why I am an advocate and supporter of Medicare Advantage as an essential option for the elderly.
Among a range of health insurance options, Medicare Advantage stands out as an inclusive, adaptable and, most importantly, financially feasible option for seniors. The value of the program has become increasingly evident over the years as we have grown to serve over 26,000 seniors in the state of Maine.
From dental, vision and hearing coverage and Part D prescriptions to improving access to physicians through telehealth appointments, Medicare Advantage plans go above and beyond for seniors feel safe and healthy. It is clear from the many ways Medicare Advantage plans serve our seniors that the program is a staple when it comes to caring for older residents of Maine.
It’s also not surprising that Medicare Advantage plans are growing in popularity statewide, with 43% of state Medicare beneficiaries – over 150,000 people – currently enrolled in the program. Medicare Advantage plans need to be funded on an ongoing basis so that seniors do not have to face additional challenges and questions regarding their Medicare Health Plan coverage, especially in a state that is home to the highest percentage residents aged 65 and over in the country.
Senator Angus King led bipartisan efforts to protect Medicare Advantage benefits and strengthen the program. Congressman Jared Golden is also a longtime supporter of the program. Both know that this program works and should therefore continue to support it.
The budget plan currently passed by Congress is supposed to help the American people. But cutting coverage of the Medicare Advantage health plan from the 27 million seniors and people with disabilities who rely on Medicare Advantage would do more harm than good, shifting the financial burden onto the elderly, most of whom have fixed incomes.
I’ve seen how Medicare Advantage has helped so many seniors in Maine save a lot of money, compared to original Medicare combined with a Medicare supplement and Part D prescription drug plan. an older person can achieve typically $ 500 to $ 800 per month per couple.
I know all too well the confusion and frustration that would ensue and the substantial financial blow that seniors would face due to their already limited financial resources. If Congress had the opportunity, as my team of nearly 100 licensed insurance agents in the state of Maine had, to sit down with these seniors and see the impact that Medicare Advantage plans may have on the financial situation of seniors in Maine, they would shun this attempt to make cuts in Medicare Advantage.
I implore members of Congress, especially Senator King, to listen to Maine seniors and their advocates across the country sounding the alarm bells. Seniors cannot afford to have this option removed from the Medicare Health Plan, and certainly cannot afford to lose the substantial savings they are already making by being on a Medicare Advantage Plan.
Brad Dyer is the COO of the Senior Planning Center in Farmington.